published
updated
https://www.ynab.com/the-four-rules/
Rules
- Give Every Dollar a Job
- Embrace Your True Expenses
- Roll With the Punches
- Age Your Money
=### Rule 1 = Try and decide a purpose for all the money you make. Generally, this looks like taking your income, and assigning it a category (like fun, food, savings, etc)
=### Rule 2 = Remember to account for reality! The only way a budget matters is if it reflects reality! Take account of all those infrequent purchases, track those too!
=### Rule 3 = Rule 3 is kinda self explanatory. If you fuck up, and it's going to happen, just like spend a little less elsewhere, it's not the end of the world.
=### Rule 4 = Try to use "old" money that you received a while ago, which naturally leads to a buffer, which means you're not fretting about everything